Wind Mitigation Inspections in Hernando County
Save hundreds on your homeowners insurance with our certified inspections
Schedule Now: (352) 587-0053What is a Wind Mitigation Inspection?
A wind mitigation inspection identifies and documents specific construction features that help reduce damage from high winds during hurricanes and storms. Florida insurance companies are required by law to provide premium discounts for homes with these protective features.
Benefits of Wind Mitigation Inspections
- Insurance Savings: Most Hernando County homeowners save $500-$1000 annually
- One-Time Inspection: Valid for 5 years with insurance companies
- Quick Process: Inspection takes only 30-45 minutes
- No Modifications Required: We simply document existing features
- Fast ROI: The $95 inspection fee is typically recovered in 1-2 months of insurance savings
What We Inspect During Wind Mitigation
- Roof Covering: Type and age of your roof materials
- Roof Deck Attachment: How your roof sheathing is secured
- Roof-to-Wall Connection: How your roof attaches to exterior walls
- Roof Geometry: Shape of your roof (hip vs. gable)
- Gable End Bracing: Reinforcement of gable ends (if applicable)
- Wall Construction: Type of exterior wall construction
- Secondary Water Resistance: Extra waterproofing layer under roofing
Roof Deck Attachment
We document the nail spacing and attachment method of your roof deck, which can significantly impact your insurance discounts.
Roof-to-Wall Connection
The method your roof connects to your walls (clips, single wraps, double wraps, etc.) is a critical factor in wind resistance.
Secondary Water Resistance
We check for additional waterproofing layers beneath your roof covering that help prevent water intrusion during storms.
Opening Protection
Impact-resistant windows and doors can provide significant insurance discounts and superior protection during storms.
Did You Know?
Many Hernando County homes already have qualifying wind-resistant features that could be saving you money right now! Our inspectors are experts at identifying every possible discount on your insurance premium.
Wind Mitigation Inspection Pricing
Standard Wind Mitigation Inspection
- Official OIR-B1-1802 form for insurance
- Digital report delivered within 24 hours
- All qualifying features documented
- Valid for 5 years with insurance companies
4-Point + Wind Mitigation Bundle
- Complete Wind Mitigation Inspection
- 4-Point Inspection included
- Both forms required by most insurance companies
- Digital reports delivered within 24 hours
What Hernando County Homeowners Say
"Zero Delta's wind mitigation inspection saved us over $800 a year on our homeowners insurance. The inspector found qualifying features our previous inspection missed. Best $95 we ever spent!"
- Jennifer W., Spring Hill